CURRENTLY REFUNDING CONTRIBUTIONS MADE UP TO 2005

In accordance with the National Housing Trust Act Contributors are entitled to receive a “Regular” Contributions Refund after the contribution has been held for a period of 7 years.  In the 8th year after the contribution was made, Contributors may apply online for their refund (also referred to as a Cash Grant), to be paid out by the NHT directly to their account at a local commercial bank, or an authorised remittance agency.

What this means is that if you worked at “Company J” for example, in the year 2005, then in the year 2013 you would be able to apply for a refund of all your contribution payments made to the NHT during the year 2005.

If you have a mortgage that you received directly from the NHT then you would not need to apply for your refund, as it would automatically be credited to your mortgage account with an effective date of January 1 of the eighth year.  If you do not have a mortgage with us or if you had gotten your mortgage through our Combined Mortgage Programme or our Joint Finance Mortgage Programme then you may apply for your Refund.

If you are a retiree, pensioner, expatriate or someone in receipt of invalidity pension from the Ministry of Social Security or the beneficiary of a deceased Contributor you may apply for a “Special” Contributions Refund.